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God, My Mom, & Dave Ramsey

September 26, 2008

It’s been several months since we took the Financial Peace University class by Dave Ramsey. Looking back on the class, it couldn’t have been a more appropriate time for us to be in it. My mom is the one we have to thank because she “urged” us to. We had no idea we would get pregnant during that time either or even that the economy would look a little different six months later. God’s timing is always perfect.

We now have 3-6 months of income saved. Our savings account has never looked so big. It’s almost surreal. Our credit cards are gone and the only debt remaining is about $8,000 on student loans and a car payment. All that to say, we would not be where we are without God, My Mom, and Dave Ramsey! We are no way near perfect in the area of finances but we’re striving to keep growing.

The highlight for me this week was my first guilty feeling of purchasing a pumpkin spice chai frappucino for almost $4.00. Now, I love to splurge and treat myself (I don’t over-indulge too much at all). I’m a big fan of rewarding yourself. But something just clicked and I thought, this is definitely a lot for a drink that was gone in 2 minutes!  My husband agreed it was a huge step for me. I mean it’s Starbucks, come on.

Later on in the day I learned more about the condition of our economy. It’s pretty crazy what’s going on right now. I’m more encouraged now to be wise with the money God’s given us. It’s not always easy but so worth it.

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One Comment leave one →
  1. Deb permalink
    September 29, 2008 6:54 pm

    Great job! Keep it up!!! I just wrote a post the other day about God’s timing and how He really showed me just some of what He’s doing. Something I didn’t mention much in the post but that I definitely see is the impact that finding Dave Ramsey and going through FPU when I did has had on the overall picture as well. So not only has He put me in a safe place career/job-wise, He is moving me into a safer place financially as well. I still have quite a bit of debt to go, but I’ve paid off about 30% so far this year already which is way ahead of where I thought I’d be! Thank God for His timing, care, blessings, and Dave Ramsey! 🙂

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