On the Road to Financial Peace…
Jeremiah and I just graduated from Financial Peace University, Dave Ramsey’s 12 week financial course. Our lives have been changed forever from the course. Everything he speaks on regarding finances is so contrary to our culture today. Saving is a word people hate because it requires discipline and thinking ahead rather than just spending whatever in the here and now.
As a gradudate of the course, I feel it’s my duty to let others know how greatly it has impacted our life, marriage, peace, future, etc. We have paid off $8,000 in credit card debt in 12 weeks and we are on the road to becoming debt free by Christmas 2008 (including car payment and student loans).
In February, we found a little one is on the way. We feel so much peace towards that knowing that we’re on the path toward wisdom now, and not foolishness. We will be able to teach our baby that one day too. We have (for the first time ever) our $1,000 emergency fund and we’re continuing to build 3-6 months of income towards savings.
In this category on my blog, I will be writing sporadic posts about the 12 week journey and what I learned. Feel free to commment or ask any questions. We want you to be inspired to delve into this course so that your life can be radically changed- forever. As Dave says: “Live like no one else so that you can really live like no one else.”
Continuing on the road…
I will be done will FPU in 2 weeks, its been an amazing experience I plan to go back until I am done with BS2 then I want to teach it to others.
Congratulations on the little one, and finding the path to wisdom and financial peace! Thanks for sharing the experiences as well…they give us who still have a ways to go a little hope.
Very inspiring! So many people struggle with this problem. It is great to know there is help that actually works! Thank You!
Congrats. Debt Free here and loving it.
FJH
http://daveramseyguru.com/
Keep up the Good Work!
Thanks everyone for your encouraging comments. It’s unbelievable how many people (Americans at that) struggle in the area of finances and most of it deals with behavior and habits. We’ve been sticking to this budget (or cash flow plan) and it holds us accountable and keeps us disciplined. It truly is something I’ve never done before and can’t imagine life without it now.
Debt free??? Oh man that is a foreign sentence to me! How I would love to be debt free and set free from my foolish choices in the past and to learn how to NOT make certain choices in the future. Feel free to share with me about this course. I know this girl could use some help!
My wife and I attended our first clas of FPU lastnight and it was very eye opening and encourageing. We left feeling encouraged that we could change and learn and more importantly teach this to our children. We also left feeling sad about the choices that we have made up to this point that got us in this place financially. All in all we are committed to makeing this change and hopefully to helping others in the future!
we are in this right now & really love it, too! it’s been so good for my hubby & I.
I love hearing how much you guys are loving the course. It truly is groundbreaking. I’m also encouraged to hear how many Americans are turning to Dave Ramsey for financial help, especially during these uncertain economic times. Keep up the awesome work. And be encouraged even in just the baby steps you’re taking.